Cream Cheese-Filled Pumpkin Bread
If you’re looking for the perfect blend of cozy fall flavors, you’ve stumbled upon a gem! This Cream Cheese-Filled Pumpkin Bread is not just any pumpkin bread; it’s like a warm hug on a chilly day. The creamy filling adds a delightful surprise that makes every slice feel special. Whether you’re whipping it up for a busy weeknight dessert or bringing it to a family gathering, this recipe will surely win hearts and appetites alike.
Imagine the sweet aroma wafting through your kitchen as this bread bakes, inviting everyone to gather around. It’s truly a treat that brings joy to every occasion—trust me, you’ll be reaching for seconds!
Why You’ll Love This Recipe
- Deliciously decadent: The cream cheese filling transforms ordinary pumpkin bread into something extraordinary.
- Easy to prepare: With simple steps and straightforward ingredients, you can whip this up in no time.
- Family-friendly: Kids and adults alike will adore the soft texture and spiced flavor.
- Make-ahead option: Perfect for meal prep! Bake it ahead of time and enjoy it throughout the week.
- Versatile serving options: Enjoy it plain, or elevate with honey butter or cinnamon-sugar butter for an extra treat.

Ingredients You’ll Need
Making this Cream Cheese-Filled Pumpkin Bread is easy with these simple, wholesome ingredients. You might even have most of them in your pantry already!
For the Pumpkin Bread
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable may be substituted)
- 1/4 cup sour cream (lite is okay; or Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- Pinch salt (optional and to taste)
For the Cream Cheese Filling
- 1 large egg
- 4 ounces softened brick-style cream cheese (lite is okay)
- 1/4 cup granulated sugar
- 3 tablespoons all-purpose flour
Variations
This recipe is wonderfully flexible! Here are some fun ways to customize your Cream Cheese-Filled Pumpkin Bread:
- Add nuts: Toss in some chopped walnuts or pecans for an added crunch.
- Spice it up: Experiment with different spices like ginger or clove for more warmth.
- Incorporate chocolate: Swirl in some mini chocolate chips for a touch of sweetness.
- Make mini loaves: Divide the batter into smaller loaf pans for adorable little gifts!
How to Make Cream Cheese-Filled Pumpkin Bread
Step 1: Preheat Your Oven
First things first! Preheat your oven to 350°F. This ensures a great rise and golden color when you bake your bread. While that’s heating up, grab your 9×5-inch loaf pan and spray it with floured cooking spray, or grease and flour it well.
Step 2: Make the Bread Batter
In a large bowl, combine all the first ten ingredients—from pumpkin puree to ground nutmeg. Whisk them together until smooth. This step is crucial because it blends those warm spices into the batter beautifully. Next, gently fold in the flour, baking powder, baking soda, and optional salt until just combined. Remember, overmixing can lead to dense bread!
Step 3: Prepare the Cream Cheese Filling
For the cream cheese filling, mix together all its ingredients in another bowl. You can use a whisk or even a hand mixer if you’d like! Getting this mixture smooth is key because you’ll want it evenly spread over your bread batter.
Step 4: Layer It Up
Now we’re ready to assemble! Pour about two-thirds of the pumpkin batter into your prepared pan and smooth the top. Then pour the cream cheese filling over this layer—it’s going to look divine! Finally, dollop on the remaining pumpkin batter on top and smooth it out gently without disturbing that creamy center.
Step 5: Bake Away!
Pop your loaf in the oven for about 48 minutes. Keep an eye out for that beautiful dome shape and golden color on top! A toothpick inserted should come out clean or with just a few moist crumbs—don’t worry if it’s not completely solid due to that delicious cream cheese layer.
Step 6: Cool and Serve
Once baked, let your bread cool in the pan for about 15 minutes before transferring it onto a wire rack to cool completely. Patience pays off here—allowing it to cool makes slicing easier! When you’re ready to serve, consider spreading some honey butter or cinnamon-sugar butter on top for an extra touch of yumminess.
Enjoy sharing this delightful Cream Cheese-Filled Pumpkin Bread with family and friends—you’ll be making memories one slice at a time!
Pro Tips for Making Cream Cheese-Filled Pumpkin Bread
Baking this delicious pumpkin bread is a joy, and these tips will help ensure your loaf turns out perfectly every time!
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Use room temperature ingredients: Allowing your egg, cream cheese, and sour cream to reach room temperature helps them blend more smoothly into the batter, resulting in a lighter texture.
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Don’t overmix the batter: Gently folding the flour into the wet ingredients ensures your bread remains tender and moist. Overmixing can lead to a dense loaf.
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Check for doneness carefully: Since the cream cheese filling never fully solidifies, use a toothpick to check for moist crumbs rather than complete dryness. This way, you won’t overbake your bread.
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Cool completely before slicing: Letting the bread cool on a wire rack prevents it from becoming gummy. This step also allows flavors to meld beautifully!
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Experiment with spices: Feel free to adjust the spices according to your taste! Adding a pinch of ginger or cloves can enhance the warmth of your pumpkin bread.
How to Serve Cream Cheese-Filled Pumpkin Bread
Serving this delightful pumpkin bread is all about enhancing its already scrumptious flavor. Here are some ideas to elevate your presentation!
Garnishes
- Chopped Nuts: Sprinkle some toasted pecans or walnuts on top for a crunchy texture that complements the soft bread.
- Fresh Herbs: A few sprigs of rosemary or thyme can provide a beautiful contrast and add an aromatic touch.
Side Dishes
- Creamy Yogurt: A dollop of plain Greek yogurt on the side adds creaminess and tang that balances out the sweetness of the bread.
- Fruit Salad: A light fruit salad with apples, pears, and citrus brings freshness and vibrant colors to your plate.
- Hot Cocoa or Spiced Tea: Pairing this pumpkin bread with a warm drink makes for a cozy afternoon treat that’s perfect for chilly days.
- Spiced Nuts: Offering a bowl of spiced nuts as an appetizer will add crunch and flavor while guests wait for their slice of pumpkin goodness!
With these serving suggestions and pro tips in mind, you’re all set to enjoy this creamy, spiced delight with family and friends! Happy baking!

Make Ahead and Storage
This Cream Cheese-Filled Pumpkin Bread is perfect for meal prep! You can make it ahead of time and store it to enjoy later, making your busy mornings a little sweeter.
Storing Leftovers
- Allow the bread to cool completely before storing.
- Wrap the loaf tightly in plastic wrap or aluminum foil.
- Store at room temperature for up to 2 days, or in the refrigerator for up to a week.
Freezing
- Slice the bread into individual portions for easier thawing.
- Wrap each slice tightly in plastic wrap, then in aluminum foil, or place them in an airtight freezer bag.
- Freeze for up to 3 months. When you’re ready to enjoy, simply thaw at room temperature.
Reheating
- For best results, reheat slices in a toaster or oven at 350°F until warmed through (about 5-10 minutes).
- You can also microwave slices for about 20-30 seconds if you’re short on time.
FAQs
Here are some common questions about our Cream Cheese-Filled Pumpkin Bread recipe.
Can I use other types of flour for Cream Cheese-Filled Pumpkin Bread?
Yes! You can substitute whole wheat flour or gluten-free flour blends. Just note that this may slightly change the texture and flavor.
How do I know when my Cream Cheese-Filled Pumpkin Bread is done baking?
Since the cream cheese filling doesn’t fully solidify, check for a domed top and golden color. A toothpick inserted should come out clean or with a few moist crumbs.
Can I substitute sour cream in this recipe?
Absolutely! Greek yogurt works wonderfully as a substitute for sour cream while keeping that creamy texture intact.
Final Thoughts
I truly hope you find joy in making this Cream Cheese-Filled Pumpkin Bread! It’s such a delightful treat that brings warmth and comfort, especially during those cozy fall days. Enjoy every bite, and don’t hesitate to share this recipe with friends and family. Happy baking!
Cream Cheese-Filled Pumpkin Bread
Indulge in the comforting flavors of Cream Cheese-Filled Pumpkin Bread, a delightful fall treat that combines the warm spices of pumpkin with a rich, creamy filling. This recipe is perfect for any occasion, from cozy family gatherings to a simple weeknight dessert. With its tender crumb and luscious cream cheese layer, each slice delivers a heartwarming experience that invites you to savor every bite. The sweet aroma while baking will surely draw everyone into the kitchen, making it an irresistible addition to your seasonal baking repertoire. Enjoy this delectable loaf plain or elevate it with honey butter for an extra special touch.
- Prep Time: 15 minutes
- Cook Time: 48 minutes
- Total Time: 1 hour 3 minutes
- Yield: Makes approximately 12 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar
- 1/4 cup granulated sugar
- 1/4 cup coconut oil
- 1/4 cup sour cream or Greek yogurt
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- Pinch salt (optional and to taste)
- 4 ounces softened cream cheese
- 3 tablespoons all-purpose flour
Instructions
- Preheat your oven to 350°F and grease a 9×5-inch loaf pan.
- In a large bowl, mix together the pumpkin puree, sugars, coconut oil, sour cream, egg, vanilla, and spices until smooth.
- Gently fold in the flour, baking powder, and baking soda until just combined.
- For the cream cheese filling, blend cream cheese with sugar and flour until smooth.
- Pour two-thirds of the pumpkin batter into the pan, followed by the cream cheese filling, and top with remaining batter.
- Bake for about 48 minutes or until a toothpick inserted comes out clean with a few moist crumbs.
- Let cool for 15 minutes in the pan before transferring to a wire rack to cool completely.
Nutrition
- Serving Size: 1 slice (65g)
- Calories: 165
- Sugar: 10g
- Sodium: 115mg
- Fat: 7g
- Saturated Fat: 3g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 24g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 29mg